Meet The Team

John Kosmicki, LUTCF, RFC

Founder, Financial Advisor

jkosmicki@woodburyfinancial.net

John is a Registered Financial Consultant and Investment Advisor Representative. In over 40 years of working in the financial services industry, John has experienced bear and bull markets as well as guiding clients through inflationary and recessionary periods. This type of experience has proven invaluable for his clients.

John has always seen education as the foundation for staying at the forefront of the industry. His formal education includes a bachelor's degree in finance from the University of Wyoming, completing studies at the University of Colorado Graduate School of Banking, the University of Oklahoma Investment School and The Tax Institute at the University of Nevada.

When John finds time to relax, you can find him on the golf course, wing shooting or driving his Corvette. John and his wife, Susan, have four children and four grandchildren.

Jackie Montoya

Financial AdvisoR,RICP®

jackie.montoya@woodburyfinancial.net

Jackie is a partner and co-owner of the firm as well as a registered financial advisor. Jackie provides exhaustive research on investment alternatives and keeps the practice at the forefront of an ever changing financial industry.

She is a graduate of the Colorado State University Business College where she received her bachelor’s degree in Business Administration with a dual emphasis in personal and corporate finance. Jackie possesses an inherent ability to understand client's needs. She is a proactive partner who will coordinate the complex pieces of your financial life. In addition to her securities licenses, she also holds life, health and long term care insurance licenses.  Jackie obtained her RICP® designation (Retirement Income Certified Professional®) in 2019 from The American College.  The RICP® designation provides comprehensive instruction on building integrated and comprehensive retirement income plans.  A key focus is understanding, choosing, and executing a strategy for generating sustainable income from available resources.

Jackie is an avid sports fan and enjoys spending her free time on the basketball court.  Jackie, her husband, Mike, and their three children also enjoy spending time outdoors and traveling throughout the U.S. and abroad.

Joseph L. Duran

Financial Advisor

Joseph.Duran@woodburyfinancial.net

Joseph joined Kosmicki Investment Services in 2018 and is a registered financial advisor who specializes in the areas of financial planning, long-term care insurance, liability management and portfolio construction.  He brings eleven years of insurance and investment experience from his previous positions at State Farm and UBS.

Joseph earned a Bachelor of  Science degree in Business Administration with an emphasis in Finance  from Colorado State University, graduating in the top 4% of his class  with the magna cum laude distinction. He holds Series 7 and 66 licenses.   Joseph is very proud to be a Colorado native and outside the office  enjoys spending time with his wife, Carly, and two sons, Noah and  Benjamin. 

Beverly Aragon

Administrative Manager

beverly.aragon@woodburyfinancial.net

Beverly has become a valuable member of the Kosmicki Investment Services team since joining the company in 2012. She brings a high degree of efficiency and attention to detail to the firm that only heightens the team’s interactions with its clients.

Bev has completed course work at the Professional School of Business and at Taylor Business Institute where she was on the Dean's list.

Bev and her husband, Rick, enjoy volunteer work, traveling, bicycling the Poudre Trail and camping in the beautiful Colorado mountains.

Karen McMonagle

Office Assistant

karen.mcmonagle@woodburyfinancial.net

Karen joined Kosmicki Investment Services in 2017. She has assumed the essential duties of documentation management and client communications. Karen has considerable experience in office efficiencies and has received several awards from previous employers including "Employee of the Year". Karen's cheerful and charismatic personality is a perfect fit for the team.

Karen currently resides in Windsor, Colorado with her husband and enjoys spending free time with her grandkids, golfing and traveling.