Meet The Team

John M. Kosmicki, LUTCF, RFC

Founder, Financial Advisor

John is a Registered Financial Consultant and Investment Advisor Representative. In over 40 years of working in the financial services industry, John has experienced bear and bull markets as well as guiding clients through inflationary and recessionary periods. This type of experience has proven invaluable for his clients.

John has always seen education as the foundation for staying at the forefront of the industry. His formal education includes a bachelor's degree in finance from the University of Wyoming, completing studies at the University of Colorado Graduate School of Banking, the University of Oklahoma Investment School and The Tax Institute at the University of Nevada.

When John finds time to relax, you can find him on the golf course, wing shooting or driving his Corvette. John and his wife, Susan, have four children and four grandchildren.

Jackie A. Montoya, RICP®

Partner, Financial Advisor

Jackie A. Montoya

Financial AdvisoR,RICP®

jackie.montoya@osaicwealth.com

Jackie is a partner and co-owner of the firm as well as a registered financial advisor. Joining the firm in 2006, Jackie provides exhaustive research on investment alternatives and keeps the practice at the forefront of an ever changing financial industry.

She is a graduate of the Colorado State University Business College where she received her bachelor’s degree in Business Administration with a dual emphasis in personal and corporate finance. Jackie possesses an inherent ability to understand client's needs. She is a proactive partner who will coordinate the complex pieces of your financial life. In addition to her securities licenses, she also holds life, health and long term care insurance licenses. Jackie obtained her RICP® designation (Retirement Income Certified Professional®) in 2019 from The American College. The RICP® designation provides comprehensive instruction on building integrated and comprehensive retirement income plans. A key focus is understanding, choosing, and executing a strategy for generating sustainable income from available resources.

Jackie is an avid sports fan and enjoys spending her free time on the basketball court. Jackie, her husband, Mike, and their three children also enjoy spending time outdoors and traveling throughout the U.S. and abroad.

Anne Whitson

Executive Administrator

Anne Whitson

Executive Administrator

Awhitson@osaicwealth.com

Anne joined Kosmicki Investment Services in August 2023 as an Executive Administrator. She has over 10 years of experience in client relations and over 30 years practice in professional administration. Anne's education includes a Bachelor of Science in Business Administration from the University of Montana in Missoula, where she grew up. She has a keen eye for detail and a heart for people - a great combination for our office!

While Anne has spent her adult life with her two sons in the heat of Arizona and Texas, she is very happy to have returned to the mountains and the four seasons, and now lives in Fort Collins, CO with her boyfriend, two hilarious cats, and a very snuggly pug. She enjoys spending her free time as an officer on the Northern Colorado Delta Gamma Alumnae chapter board, exploring northern Colorado, and catching up with her adult sons in Arizona whenever she gets the opportunity.

*Not registered with Osaic Wealth, Inc.

Karen J. McMonagle

Office Assistant

Karen J. McMonagle

Office assistant

Karen.Mcmonagle@osaicwealth.com

Karen joined Kosmicki Investment Services in 2017. She has assumed the essential duties of documentation management and client communications. Karen has considerable experience in office efficiencies and has received several awards from previous employers including "Employee of the Year". Karen's cheerful and charismatic personality is a perfect fit for the team.

Karen currently resides in Windsor, Colorado with her husband and enjoys spending free time with her grandchildren, golfing and traveling.

*Not registered with Osaic Wealth, Inc.